How You Should Invest For Your Own Retirement?

How You Should Invest For Your Own 2019 Retirement?

Retirement happens to be a stage of life where you have to make investment with care. Even if you have many years to go for your retirement, you can begin now. If you start an investment right now keeping your retirement in mind, you can expect amazing benefits that can let you live financially well after your retirement. Here are some tips will help you to pick the most suitable investment plans for your own retirement.


This is how much is paid to annuitants. There are various advantages of an annuity, particularly when it is used in relation to retirement provision. It would make sure that you have an income for many years. Deferred annuity is the best annuity, as it offers you benefits of a lifetime.


This is a loan to a corporation or a government, in which a borrower consents to pay a specific amount of interest – generally every 6 months, until you make a full investment. Treasury bonds come with a fixed rate, and are mid – long term, secure investments that usually offer immediate payment semi-annually all through the maturity period of the bond. Thus, these kinds of bonds are long-term and predictable income sources.

Mutual Funds

These happen to be among the most convenient but the most ignored way of investing significantly more than bonds and stocks. Mutual funds are huge sums of money, frequently from investors having similar mindset. You may sell your own shares if and when you need. Every fund shareholder derives benefits from the fund. You can get mutual funds in 5 categories and can pick one that suits you the best.

Pension Plan

This is a retirement plan that demands employers to contribute to a fund pool other than the future benefit of a worker. The fund pool is invested on behalf of workers, and investment earnings are given to employees on retirement. Even workers who are self-employed in Kenya can go on making contributions to the social security fund to assist them at the time that they need.

ETFs (Exchange Traded Funds)

This investment fund is traded similar to stocks on stock exchanges. An ETF contains assets like bonds, commodities, foreign currency, oil future, stocks etc. Such assets are categorized into shares in which shareholders have no direct claim or direct ownership of the fund investments. Exchange Traded Funds shareholders are qualified to a ratio of the profits, like dividends paid or interest earned.